Buy On Credit

Mobicred is a simple and convenient online credit facility that allows you to shop on and repay the amount in monthly instalments. Interest is charged at 20.50% per year. Please note the annual interest rate may change.

The "On Credit" amount shown on product pages is based on 12 monthly repayments (including interest charged at 20.50% per year and excluding Mobicred's set-up and service fees).

iToys accepts Mobicred payments using the PayFast payment option. Once you have a Mobicred account, simply select "PayFast / Mobicred" as your payment option when you checkout.

How it works:

New Mobicred users:

  1. First, you’ll need to register on Mobicred’s website and complete your application.
  2. Once approved, you can come back and pay for your items using Mobicred*.
  3. Your application may take 1 business days to process.
  4. If you need your items right now, please select a different payment method. We can’t guarantee that your items will still be in stock when you return.

Existing Mobicred users:

  1. Select "PayFast / Mobicred" as your payment option during checkout. (iToys accepts Mobicred payment via PayFast)
  2. Select Mobicred from the available PayFast payment options.
  3. Log in using your Mobicred username and password.
  4. Enter the one-time pin (OTP) that will be sent to your mobile phone.
  5. Click on “Confirm & Pay”.
  6. Your Mobicred account will be debited and we will send you a confirmation email of your order.

*Subject to credit approval. T&Cs apply.